We check each provider's own calculator directly, on the same schedule, and record what it says a recipient would actually receive after fees — not just the headline exchange rate.
Ranking is always by the amount your recipient gets, after fees, never by headline rate alone.
We read each provider's own calculator roughly every 15 minutes. A rate without a staleness warning is under an hour old.
A neutral, no-margin benchmark used to measure each provider's spread. No provider will actually give you it.
No. You complete the transfer on the provider's own site. Comparing here is free and needs no account.