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  • Rates checked every 15 minutes
  • 22 providers compared
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Compare before you send money home

Providers hide fees in their exchange rates. We show you exactly how much your family receives with every provider, side by side.

Compare 14 providers

Sorted by how much your recipient gets

Mid-market rate1 GBP = 15.6873 GHSUpdated in the last hour
  1. AfriChangeBest deal★ 4.5 (1.3k)
    Exchange rate15.9481+1.66% vs mid-market
    Total feesNone
    Recipient getsGH₵1,594.81

    AfriChange's rate of 15.9481 is 1.66% better than the mid-market rate of 15.6873, so there's no hidden markup in the rate.

    They don't publish a separate transfer fee for this amount.

    Altogether, your recipient gets GH₵26.08 more than they would at the mid-market rate.

    Rate checked in the last hour. Rates are for a bank deposit, paid in by bank transfer.

    Send money
    Save up to £6.28 compared with TransferGo
  2. Pesa
    Exchange rate15.7690+0.52% vs mid-market
    Total feesNone
    Recipient getsGH₵1,576.90

    Pesa's rate of 15.7690 is 0.52% better than the mid-market rate of 15.6873, so there's no hidden markup in the rate.

    They charge no transfer fee.

    Altogether, your recipient gets GH₵8.17 more than they would at the mid-market rate.

    Rate checked in the last hour. Rates are for a bank deposit, paid in by bank transfer.

    Go to Pesa
  3. Nala★ 4.7 (2k)
    Exchange rate15.7530+0.42% vs mid-market
    Total feesNone
    Recipient getsGH₵1,575.30

    Nala's rate of 15.7530 is 0.42% better than the mid-market rate of 15.6873, so there's no hidden markup in the rate.

    They don't publish a separate transfer fee for this amount.

    Altogether, your recipient gets GH₵6.57 more than they would at the mid-market rate.

    Rate checked in the last hour. Rates are for a bank deposit, paid in by bank transfer.

    Go to Nala
  4. Sendwave
    Exchange rate15.7530+0.42% vs mid-market
    Total feesNone
    Recipient getsGH₵1,575.30

    Sendwave's rate of 15.7530 is 0.42% better than the mid-market rate of 15.6873, so there's no hidden markup in the rate.

    They charge no transfer fee.

    Altogether, your recipient gets GH₵6.57 more than they would at the mid-market rate.

    Rate checked in the last hour. Rates are for a bank deposit, paid in by bank transfer.

    Go to Sendwave
  5. TapTap Send★ 4.7 (31.2k)
    Exchange rate15.7530+0.42% vs mid-market
    Total feesNone
    Recipient getsGH₵1,575.30

    TapTap Send's rate of 15.7530 is 0.42% better than the mid-market rate of 15.6873, so there's no hidden markup in the rate.

    They don't publish a separate transfer fee for this amount.

    Altogether, your recipient gets GH₵6.57 more than they would at the mid-market rate.

    Rate checked in the last hour. Rates are for a bank deposit, paid in by bank transfer.

    Go to TapTap Send
  6. WorldRemit★ 4.8 (101.2k)
    Exchange rate15.7530+0.42% vs mid-market
    Total feesNone
    Recipient getsGH₵1,575.30

    WorldRemit's rate of 15.7530 is 0.42% better than the mid-market rate of 15.6873, so there's no hidden markup in the rate.

    They charge no transfer fee.

    Altogether, your recipient gets GH₵6.57 more than they would at the mid-market rate.

    Rate checked in the last hour. Rates are for a bank deposit, paid in by bank transfer.

    Go to WorldRemit
  7. LemFi
    Exchange rate15.7488+0.39% vs mid-market
    Total feesNone
    Recipient getsGH₵1,574.88

    LemFi's rate of 15.7488 is 0.39% better than the mid-market rate of 15.6873, so there's no hidden markup in the rate.

    They charge no transfer fee.

    Altogether, your recipient gets GH₵6.15 more than they would at the mid-market rate.

    Rate checked in the last hour. Rates are for a bank deposit, paid in by bank transfer.

    Go to LemFi
  8. Instarem★ 4.0 (135)
    Exchange rate15.5516−0.87% vs mid-market
    Total fees£0.87
    Recipient getsGH₵1,555.16

    The exchange rate Instarem uses is 15.5516, which is 0.87% lower than the mid-market rate of 15.6873. That adds £0.87 as a hidden exchange-rate markup.

    They charge no transfer fee.

    Altogether, this transfer costs you £0.87 compared with the mid-market rate.

    Rate checked in the last hour. Rates are for a bank deposit, paid in by bank transfer.

    Go to Instarem
  9. Remitly★ 4.8 (391.5k)
    Exchange rate15.4379−1.59% vs mid-market
    Total fees£1.59
    Recipient getsGH₵1,543.79

    The exchange rate Remitly uses is 15.4379, which is 1.59% lower than the mid-market rate of 15.6873. That adds £1.59 as a hidden exchange-rate markup.

    They charge no transfer fee.

    Altogether, this transfer costs you £1.59 compared with the mid-market rate.

    Rate checked in the last hour. Rates are for a bank deposit, paid in by bank transfer.

    Go to Remitly
  10. Western Union
    Exchange rate15.7488+0.39% vs mid-market
    Total fees£1.61
    Recipient getsGH₵1,543.54

    Western Union's rate of 15.7488 is 0.39% better than the mid-market rate of 15.6873, so there's no hidden markup in the rate.

    They also charge a transfer fee of £1.99.

    Altogether, this transfer costs you £1.61 compared with the mid-market rate.

    Rate checked in the last hour. Rates are for a bank deposit, paid in by bank transfer.

    Go to Western Union
  11. Ria Money Transfer★ 4.8 (33.1k)
    Exchange rate15.4929−1.24% vs mid-market
    Total fees£2.72
    Recipient getsGH₵1,526.05

    The exchange rate Ria Money Transfer uses is 15.4929, which is 1.24% lower than the mid-market rate of 15.6873. That adds £1.22 as a hidden exchange-rate markup.

    They also charge a transfer fee of £1.50.

    Altogether, this transfer costs you £2.72 compared with the mid-market rate.

    Rate checked in the last hour. Rates are for a bank deposit, paid in by bank transfer.

    Go to Ria
  12. Wise★ 4.8 (170.2k)
    Exchange rate15.5867−0.64% vs mid-market
    Total fees£3.21
    Recipient getsGH₵1,518.30

    The exchange rate Wise uses is 15.5867, which is 0.64% lower than the mid-market rate of 15.6873. That adds £0.62 as a hidden exchange-rate markup.

    They also charge a transfer fee of £2.59.

    Altogether, this transfer costs you £3.21 compared with the mid-market rate.

    Rate checked in the last hour. Rates are for a bank deposit, paid in by bank transfer.

    Go to Wise
  13. Revolut★ 4.9 (1.1m)
    Exchange rate15.4490−1.52% vs mid-market
    Total fees£3.78
    Recipient getsGH₵1,509.36

    The exchange rate Revolut uses is 15.4490, which is 1.52% lower than the mid-market rate of 15.6873. That adds £1.48 as a hidden exchange-rate markup.

    They also charge a transfer fee of £2.30.

    Altogether, this transfer costs you £3.78 compared with the mid-market rate.

    Rate checked in the last hour. Rates are for a bank deposit, paid in by bank transfer.

    Go to Revolut
  14. TransferGo★ 4.9 (9.3k)
    Exchange rate14.9637−4.61% vs mid-market
    Total fees£4.61
    Recipient getsGH₵1,496.37

    The exchange rate TransferGo uses is 14.9637, which is 4.61% lower than the mid-market rate of 15.6873. That adds £4.61 as a hidden exchange-rate markup.

    They charge no transfer fee.

    Altogether, this transfer costs you £4.61 compared with the mid-market rate.

    Rate checked in the last hour. Rates are for a bank deposit, paid in by bank transfer.

    Go to TransferGo

Each rate is the provider's own quote for a bank deposit, paid in by bank transfer, checked in the last 15 minutes. Tap any provider to see where your money goes. How we collect this data

The rate you see isn't the price you pay

01

Ranked by what lands

“Zero fees” often means a worse exchange rate. We rank every provider by the amount your recipient actually gets.

02

Checked every 15 minutes

We read each provider's own calculator around the clock, and flag any rate that's over an hour old.

03

Independent and free

No one pays to rank higher. Compare as often as you like, then send on the provider's own website or app.

Frequently asked questions

How do you rank providers?

Ranking is always by the amount your recipient gets, after fees, never by headline rate alone.

How current are the rates?

We read each provider's own calculator roughly every 15 minutes. A rate without a staleness warning is under an hour old.

What is the mid-market rate?

A neutral, no-margin benchmark used to measure each provider's spread. No provider will actually give you it.

Do you handle the transfer?

No. You complete the transfer on the provider's own site. Comparing here is free and needs no account.