- Rates checked every 15 minutes
- 22 providers compared
- Free, no account needed
Compare before you send money home
Providers hide fees in their exchange rates. We show you exactly how much your family receives with every provider, side by side.
Compare 19 providers
Sorted by how much your recipient gets
- Send moneyTransferGoBest dealExchange rate173.77−0.41% vs mid-marketTotal fees£0.41Recipient getsKSh17,376.60
The exchange rate TransferGo uses is 173.77, which is 0.41% lower than the mid-market rate of 174.48. That adds £0.41 as a hidden exchange-rate markup.
They charge no transfer fee.
Altogether, this transfer costs you £0.41 compared with the mid-market rate.
Save up to £7.58 compared with Xoom - Go to PesaPesaExchange rate173.59−0.51% vs mid-marketTotal fees£0.51Recipient getsKSh17,358.80
The exchange rate Pesa uses is 173.59, which is 0.51% lower than the mid-market rate of 174.48. That adds £0.51 as a hidden exchange-rate markup.
They charge no transfer fee.
Altogether, this transfer costs you £0.51 compared with the mid-market rate.
- Go to InstaremInstaremExchange rate173.27−0.69% vs mid-marketTotal fees£0.69Recipient getsKSh17,327.00
The exchange rate Instarem uses is 173.27, which is 0.69% lower than the mid-market rate of 174.48. That adds £0.69 as a hidden exchange-rate markup.
They charge no transfer fee.
Altogether, this transfer costs you £0.69 compared with the mid-market rate.
- Go to LemFiLemFiExchange rate172.70−1.02% vs mid-marketTotal fees£1.02Recipient getsKSh17,270.00
The exchange rate LemFi uses is 172.70, which is 1.02% lower than the mid-market rate of 174.48. That adds £1.02 as a hidden exchange-rate markup.
They charge no transfer fee.
Altogether, this transfer costs you £1.02 compared with the mid-market rate.
- Go to AfriChangeAfriChangeExchange rate172.66−1.04% vs mid-marketTotal fees£1.04Recipient getsKSh17,266.36
The exchange rate AfriChange uses is 172.66, which is 1.04% lower than the mid-market rate of 174.48. That adds £1.04 as a hidden exchange-rate markup.
They don't publish a separate transfer fee for this amount.
Altogether, this transfer costs you £1.04 compared with the mid-market rate.
- Go to TapTap SendTapTap SendExchange rate172.62−1.07% vs mid-marketTotal fees£1.07Recipient getsKSh17,262.00
The exchange rate TapTap Send uses is 172.62, which is 1.07% lower than the mid-market rate of 174.48. That adds £1.07 as a hidden exchange-rate markup.
They don't publish a separate transfer fee for this amount.
Altogether, this transfer costs you £1.07 compared with the mid-market rate.
- Go to NalaNalaExchange rate172.21−1.30% vs mid-marketTotal fees£1.30Recipient getsKSh17,221.24
The exchange rate Nala uses is 172.21, which is 1.30% lower than the mid-market rate of 174.48. That adds £1.30 as a hidden exchange-rate markup.
They don't publish a separate transfer fee for this amount.
Altogether, this transfer costs you £1.30 compared with the mid-market rate.
- Go to SendwaveSendwaveExchange rate171.06−1.96% vs mid-marketTotal fees£1.96Recipient getsKSh17,105.89First transfer: KSh17,192.58
The exchange rate Sendwave uses is 171.06, which is 1.96% lower than the mid-market rate of 174.48. That adds £1.96 as a hidden exchange-rate markup.
They charge no transfer fee.
Altogether, this transfer costs you £1.96 compared with the mid-market rate.
First-transfer offer: new customers get 171.93, so your recipient would get KSh17,192.58 on your first transfer. We rank on the standard rate, which is what you'll get every time after that.
- Go to RemitlyRemitlyExchange rate170.43−2.32% vs mid-marketTotal fees£2.32Recipient getsKSh17,043.00First transfer: KSh17,128.00
The exchange rate Remitly uses is 170.43, which is 2.32% lower than the mid-market rate of 174.48. That adds £2.32 as a hidden exchange-rate markup.
They charge no transfer fee.
Altogether, this transfer costs you £2.32 compared with the mid-market rate.
First-transfer offer: new customers get 171.28, so your recipient would get KSh17,128.00 on your first transfer. We rank on the standard rate, which is what you'll get every time after that.
- Go to RevolutRevolutExchange rate172.32−1.24% vs mid-marketTotal fees£3.31Recipient getsKSh16,870.18
The exchange rate Revolut uses is 172.32, which is 1.24% lower than the mid-market rate of 174.48. That adds £1.21 as a hidden exchange-rate markup.
They also charge a transfer fee of £2.10.
Altogether, this transfer costs you £3.31 compared with the mid-market rate.
- Go to HSBCHSBCExchange rate168.65−3.34% vs mid-marketTotal fees£3.34Recipient getsKSh16,864.98
The exchange rate HSBC uses is 168.65, which is 3.34% lower than the mid-market rate of 174.48. That adds £3.34 as a hidden exchange-rate markup.
They charge no transfer fee.
Altogether, this transfer costs you £3.34 compared with the mid-market rate.
- Go to NatWestNatWestExchange rate168.58−3.38% vs mid-marketTotal fees£3.38Recipient getsKSh16,857.71
The exchange rate NatWest uses is 168.58, which is 3.38% lower than the mid-market rate of 174.48. That adds £3.38 as a hidden exchange-rate markup.
They charge no transfer fee.
Altogether, this transfer costs you £3.38 compared with the mid-market rate.
- Go to RoyalRoyal Bank of ScotlandExchange rate168.58−3.38% vs mid-marketTotal fees£3.38Recipient getsKSh16,857.71
The exchange rate Royal Bank of Scotland uses is 168.58, which is 3.38% lower than the mid-market rate of 174.48. That adds £3.38 as a hidden exchange-rate markup.
They charge no transfer fee.
Altogether, this transfer costs you £3.38 compared with the mid-market rate.
- Go to WiseWiseExchange rate173.42−0.61% vs mid-marketTotal fees£3.41Recipient getsKSh16,853.25
The exchange rate Wise uses is 173.42, which is 0.61% lower than the mid-market rate of 174.48. That adds £0.59 as a hidden exchange-rate markup.
They also charge a transfer fee of £2.82.
Altogether, this transfer costs you £3.41 compared with the mid-market rate.
- Go to BarclaysBarclaysExchange rate168.38−3.50% vs mid-marketTotal fees£3.50Recipient getsKSh16,837.77
The exchange rate Barclays uses is 168.38, which is 3.50% lower than the mid-market rate of 174.48. That adds £3.50 as a hidden exchange-rate markup.
They charge no transfer fee.
Altogether, this transfer costs you £3.50 compared with the mid-market rate.
- Go to Western UnionWestern UnionExchange rate168.58−3.38% vs mid-marketTotal fees£5.30Recipient getsKSh16,522.86
The exchange rate Western Union uses is 168.58, which is 3.38% lower than the mid-market rate of 174.48. That adds £3.31 as a hidden exchange-rate markup.
They also charge a transfer fee of £1.99.
Altogether, this transfer costs you £5.30 compared with the mid-market rate.
- Go to SkrillSkrillExchange rate165.18−5.33% vs mid-marketTotal fees£5.33Recipient getsKSh16,517.56
The exchange rate Skrill uses is 165.18, which is 5.33% lower than the mid-market rate of 174.48. That adds £5.33 as a hidden exchange-rate markup.
They charge no transfer fee.
Altogether, this transfer costs you £5.33 compared with the mid-market rate.
- Go to RiaRia Money TransferExchange rate170.37−2.36% vs mid-marketTotal fees£6.75Recipient getsKSh16,270.43First transfer: KSh16,311.73
The exchange rate Ria Money Transfer uses is 170.37, which is 2.36% lower than the mid-market rate of 174.48. That adds £2.25 as a hidden exchange-rate markup.
They also charge a transfer fee of £4.50.
Altogether, this transfer costs you £6.75 compared with the mid-market rate.
First-transfer offer: new customers get 170.80, so your recipient would get KSh16,311.73 on your first transfer. We rank on the standard rate, which is what you'll get every time after that.
- Go to XoomXoomExchange rate165.49−5.16% vs mid-marketTotal fees£7.99Recipient getsKSh16,053.89
The exchange rate Xoom uses is 165.49, which is 5.16% lower than the mid-market rate of 174.48. That adds £5.00 as a hidden exchange-rate markup.
They also charge a transfer fee of £2.99.
Altogether, this transfer costs you £7.99 compared with the mid-market rate.
Each rate is the provider's own quote for a bank deposit, paid in by bank transfer, checked in the last 15 minutes. Tap any provider to see where your money goes. How we collect this data
The rate you see isn't the price you pay
Ranked by what lands
“Zero fees” often means a worse exchange rate. We rank every provider by the amount your recipient actually gets.
Checked every 15 minutes
We read each provider's own calculator around the clock, and flag any rate that's over an hour old.
Independent and free
No one pays to rank higher. Compare as often as you like, then send on the provider's own website or app.
Where are you sending money?
Live comparisons from the UK, US and Europe to:
Frequently asked questions
How do you rank providers?
Ranking is always by the amount your recipient gets, after fees, never by headline rate alone.
How current are the rates?
We read each provider's own calculator roughly every 15 minutes. A rate without a staleness warning is under an hour old.
What is the mid-market rate?
A neutral, no-margin benchmark used to measure each provider's spread. No provider will actually give you it.
Do you handle the transfer?
No. You complete the transfer on the provider's own site. Comparing here is free and needs no account.