- Rates checked every 15 minutes
- 22 providers compared
- Free, no account needed
Compare before you send money home
Providers hide fees in their exchange rates. We show you exactly how much your family receives with every provider, side by side.
Compare 15 providers
Sorted by how much your recipient gets
- Send moneyInstaremBest dealExchange rate5,436.03+1.95% vs mid-marketTotal feesNoneRecipient getsUSh543,603.00
Instarem's rate of 5,436.03 is 1.95% better than the mid-market rate of 5,332.09, so there's no hidden markup in the rate.
They charge no transfer fee.
Altogether, your recipient gets USh10,394.47 more than they would at the mid-market rate.
Save up to £16.71 compared with Nationwide - Go to TapTap SendTapTap SendExchange rate5,420.00+1.65% vs mid-marketTotal feesNoneRecipient getsUSh542,000.00
TapTap Send's rate of 5,420.00 is 1.65% better than the mid-market rate of 5,332.09, so there's no hidden markup in the rate.
They don't publish a separate transfer fee for this amount.
Altogether, your recipient gets USh8,791.47 more than they would at the mid-market rate.
- Go to LemFiLemFiExchange rate5,401.74+1.31% vs mid-marketTotal feesNoneRecipient getsUSh540,174.00
LemFi's rate of 5,401.74 is 1.31% better than the mid-market rate of 5,332.09, so there's no hidden markup in the rate.
They charge no transfer fee.
Altogether, your recipient gets USh6,965.47 more than they would at the mid-market rate.
- Go to AfriChangeAfriChangeExchange rate5,397.57+1.23% vs mid-marketTotal feesNoneRecipient getsUSh539,756.54
AfriChange's rate of 5,397.57 is 1.23% better than the mid-market rate of 5,332.09, so there's no hidden markup in the rate.
They don't publish a separate transfer fee for this amount.
Altogether, your recipient gets USh6,548.01 more than they would at the mid-market rate.
- Go to SendwaveSendwaveExchange rate5,397.46+1.23% vs mid-marketTotal feesNoneRecipient getsUSh539,746.21
Sendwave's rate of 5,397.46 is 1.23% better than the mid-market rate of 5,332.09, so there's no hidden markup in the rate.
They charge no transfer fee.
Altogether, your recipient gets USh6,537.68 more than they would at the mid-market rate.
- Go to NalaNalaExchange rate5,379.43+0.89% vs mid-marketTotal feesNoneRecipient getsUSh537,942.52
Nala's rate of 5,379.43 is 0.89% better than the mid-market rate of 5,332.09, so there's no hidden markup in the rate.
They don't publish a separate transfer fee for this amount.
Altogether, your recipient gets USh4,733.99 more than they would at the mid-market rate.
- Go to TransferGoTransferGoExchange rate5,375.47+0.81% vs mid-marketTotal feesNoneRecipient getsUSh537,547.43
TransferGo's rate of 5,375.47 is 0.81% better than the mid-market rate of 5,332.09, so there's no hidden markup in the rate.
They charge no transfer fee.
Altogether, your recipient gets USh4,338.90 more than they would at the mid-market rate.
- Go to BarclaysBarclaysExchange rate5,321.40−0.20% vs mid-marketTotal fees£0.20Recipient getsUSh532,139.94
The exchange rate Barclays uses is 5,321.40, which is 0.20% lower than the mid-market rate of 5,332.09. That adds £0.20 as a hidden exchange-rate markup.
They charge no transfer fee.
Altogether, this transfer costs you £0.20 compared with the mid-market rate.
- Go to WiseWiseExchange rate5,459.05+2.38% vs mid-marketTotal fees£0.27Recipient getsUSh531,766.06
Wise's rate of 5,459.05 is 2.38% better than the mid-market rate of 5,332.09, so there's no hidden markup in the rate.
They also charge a transfer fee of £2.59.
Altogether, this transfer costs you £0.27 compared with the mid-market rate.
- Go to HSBCHSBCExchange rate5,284.35−0.90% vs mid-marketTotal fees£0.90Recipient getsUSh528,435.28
The exchange rate HSBC uses is 5,284.35, which is 0.90% lower than the mid-market rate of 5,332.09. That adds £0.90 as a hidden exchange-rate markup.
They charge no transfer fee.
Altogether, this transfer costs you £0.90 compared with the mid-market rate.
- Go to RemitlyRemitlyExchange rate5,248.49−1.57% vs mid-marketTotal fees£2.54Recipient getsUSh519,652.99First transfer: USh540,439.15
The exchange rate Remitly uses is 5,248.49, which is 1.57% lower than the mid-market rate of 5,332.09. That adds £1.55 as a hidden exchange-rate markup.
They also charge a transfer fee of £0.99.
Altogether, this transfer costs you £2.54 compared with the mid-market rate.
First-transfer offer: new customers get 5,458.43, so your recipient would get USh540,439.15 on your first transfer. We rank on the standard rate, which is what you'll get every time after that.
- Go to Western UnionWestern UnionExchange rate5,210.73−2.28% vs mid-marketTotal fees£3.24Recipient getsUSh515,914.56
The exchange rate Western Union uses is 5,210.73, which is 2.28% lower than the mid-market rate of 5,332.09. That adds £2.25 as a hidden exchange-rate markup.
They also charge a transfer fee of £0.99.
Altogether, this transfer costs you £3.24 compared with the mid-market rate.
- Go to RiaRia Money TransferExchange rate5,381.00+0.92% vs mid-marketTotal fees£3.62Recipient getsUSh513,885.50First transfer: USh515,183.85
Ria Money Transfer's rate of 5,381.00 is 0.92% better than the mid-market rate of 5,332.09, so there's no hidden markup in the rate.
They also charge a transfer fee of £4.50.
Altogether, this transfer costs you £3.62 compared with the mid-market rate.
First-transfer offer: new customers get 5,394.60, so your recipient would get USh515,183.85 on your first transfer. We rank on the standard rate, which is what you'll get every time after that.
- Go to XoomXoomExchange rate5,176.25−2.92% vs mid-marketTotal fees£5.83Recipient getsUSh502,148.03
The exchange rate Xoom uses is 5,176.25, which is 2.92% lower than the mid-market rate of 5,332.09. That adds £2.84 as a hidden exchange-rate markup.
They also charge a transfer fee of £2.99.
Altogether, this transfer costs you £5.83 compared with the mid-market rate.
- Go to NationwideNationwideExchange rate5,346.87+0.28% vs mid-marketTotal fees£14.76Recipient getsUSh454,483.54
Nationwide's rate of 5,346.87 is 0.28% better than the mid-market rate of 5,332.09, so there's no hidden markup in the rate.
They also charge a transfer fee of £15.00.
Altogether, this transfer costs you £14.76 compared with the mid-market rate.
Each rate is the provider's own quote for a bank deposit, paid in by bank transfer, checked in the last 15 minutes. Tap any provider to see where your money goes. How we collect this data
The rate you see isn't the price you pay
Ranked by what lands
“Zero fees” often means a worse exchange rate. We rank every provider by the amount your recipient actually gets.
Checked every 15 minutes
We read each provider's own calculator around the clock, and flag any rate that's over an hour old.
Independent and free
No one pays to rank higher. Compare as often as you like, then send on the provider's own website or app.
Where are you sending money?
Live comparisons from the UK, US and Europe to:
Frequently asked questions
How do you rank providers?
Ranking is always by the amount your recipient gets, after fees, never by headline rate alone.
How current are the rates?
We read each provider's own calculator roughly every 15 minutes. A rate without a staleness warning is under an hour old.
What is the mid-market rate?
A neutral, no-margin benchmark used to measure each provider's spread. No provider will actually give you it.
Do you handle the transfer?
No. You complete the transfer on the provider's own site. Comparing here is free and needs no account.