Privacy policy
Last updated 8 November 2026
Ratenify compares what money transfer providers pay your recipient. We never handle your money, and you can compare rates without giving us anything. This page explains the little we do collect.
What we collect
- Your email address, if you create an account, sign in with Google, or subscribe to rate updates. With Google sign-in we receive your name, email address and profile picture from Google, and nothing else.
- Your alert and update settings: the currency pairs you follow, any target rate, and how often you want emails.
- Anonymous visit counts. We count page views without cookies. Each visitor is a one-way scrambled code that changes every day, so we can't recognise you across days or identify you.
- Clicks to providers. When you click through to a provider we record which provider, which route and when, so we can see which providers are useful. Some links are affiliate links: the provider may pay us if you sign up. That never changes how providers are ranked.
- Rates API customers: your email and billing status. Card payments are handled by Stripe; we never see your card details.
Why we use it
To sign you in, send the rate alerts and updates you ask for, run the Rates API you subscribe to, and understand which pages and providers are useful. We don't sell your data or share it with providers, and we don't send marketing you haven't asked for. Our lawful bases under UK GDPR are performing the service you asked for, your consent (for email updates), and our legitimate interest in running and improving the site.
Who processes it for us
Supabase (accounts and database), Cloudflare (hosting), Resend (sending email), Google (only if you choose Google sign-in) and Stripe (API billing). Each processes data only to provide its service to us.
How long we keep it
Account and alert details stay until you delete your account or ask us to. Anonymous visit counts and click records are kept for up to two years.
Your rights
You can unsubscribe from any email using the link at the bottom of it. You can ask to see, correct or delete your data by emailing hello@ratenify.com; we'll do it within 30 days. You can also complain to the UK Information Commissioner's Office at ico.org.uk.