Terms of use

What Ratenify is

Ratenify is a free comparison service showing what money transfer providers say they will pay your recipient. We are not a money transfer provider, we never hold or move your money, and we are not regulated to give financial advice. You choose a provider and complete every transfer on that provider's own website or app, under its own terms.

Rates can change

We work hard to keep rates accurate, but rates move during the day and a provider can offer you a different rate, fee or promotion from the one we show. Always check the final amount on the provider's confirmation screen before you send. We aren't responsible for a provider's service, delays, or the rate it actually gives you.

Rankings and affiliate links

Providers are ranked by what your recipient receives. Some links to providers are affiliate links and some placements are marked "Sponsored". Neither ever changes the ranking.

Your account

Keep your email account secure, since it's how you sign in. Don't misuse the site: no automated scraping of pages (use the Rates API instead), and no attempts to disrupt the service.

Rates API

API plans renew monthly until you cancel in the billing portal. Keep your API key private. You may show our data in your own product with a visible credit to Ratenify; you may not resell the raw data feed.

Liability

The site is provided as is. To the extent the law allows, we aren't liable for losses arising from decisions made using it. Nothing here limits rights you have under UK consumer law.

Changes and contact

We may update these terms and will change the date above when we do. Questions: hello@ratenify.com.